Bard Health Insurance for Off-Campus Mental Health Services
CDPHP provides coverage for some off-campus psychotherapy and psychiatric visits. Coverage for mental health services is 90% after the $100 deductible is met. A Certificate of Coverage for 2015-16 is describing coverage, exclusions, and premiums of the Student Accident and Sickness Insurance Plan for Bard College is available here: Certificate of Coverage
. In the mean time a summary can be found at the link below.
You should always discuss payment with your provider prior to the first appointment. Payment may be required at the time of service, but most providers will file a claim on your behalf. All claims should be submitted by your provider in a timely manner.
In the event of an emergency, never delay treatment. Go immediately to the nearest hospital. In this case your insurance company should be notified as soon as possible.
What if I waived the Bard College Health Insurance?
If you waived the Bard College Health Insurance, then your family/private insurance is your primary insurance for all off-campus referrals.
It is your responsibility to familiarize yourself with your family/private insurance plan. If your plan is a PPO or HMO, you may need to find a participating provider and verify benefits.To find a provider in your network you can call member services or visit your insurance company's website (member services numbers & website information are usually listed on the back of your insurance card). You should call or visit member services before you schedule an appointment, otherwise you risk benefits being paid at a reduced rate or not at all.