Student Health Insurance Plan

All undergraduate enrolled students at Bard College are required to have health insurance coverage.  A 12 month health insurance plan is available through Bard at an additional cost of $2,828, which is charged in the Fall semester.  If the student does not enroll during the Fall semester of the academic year, the student's account will not be charged the health insurance plan.  If the student begins the academic year for the Spring semester, the 7 month health insurance plan cost will be charged along with the Spring semester costs.  Students who elect to have alternate private plans must submit proof of coverage for confirmation that, upon review, is equivalent to the plan offered through Bard. Please note that payment will be expected until Bard receives the waiver approval from Allen J Flood.  If you have questions regarding the policy, please contact Margaret Wallace with Allen J Flood at 914-922-9260 or mwallace@ajfusa.com.

The health insurance waiver form can be found at: www.mystudentmedical.com.  The deadline to submit this form is July 20. 


In compliance with the Family Educational Rights and Privacy Act of 1974, Bard College does not release information about students' financial records to anyone other than the student, unless the student has a signed consent form on file with the Student Accounts Office. 

By completing the form below, the student is allowing their financial records to be discussed and/or released to individual's noted.  Please return this form to the Office of Student Accounts. 

Flex Payments

Registered students may deposit funds to be used at the bookstore, dining services, and for printing services. Funds are accessed with the student identification card. Monies deposited in these accounts must be used toward purchases and cannot be refunded or transferred.

Returned Payments

Returned payments will be charged back to the student's account and a returned payment fee of $35 will be applied.  If the College receives several returned personal checks from an individual, it reserves the right to no longer accept personal checks, and will require payment by cash, bank cashier's check, money order or wire transfer. If a payment used to provide financial clearance is returned, registration and room reservation will be canceled and the account will be assessed a $100 late enrollment fee in addition to the returned payment fee.  If our office receives a post-dated check without written notification and the check is deposited earlier than the date on the check, a returned payment fee would be applicable if the check is returned to our bank.

International Students

A Declaration of Finances must be received from all foreign nationals before a Certificate of Eligibility (Form I-20) will be issued. The form and the certificate are needed to obtain a visa. Students who wish to be considered for financial aid should return the Foreign Student's Financial Aid Application to the College. Internal Revenue Service regulations require all holders of F or J visas to file tax returns for their scholarship awards. For further information, contact the Office of Admission. Click below for more information on International Student Admission.

1098-T Tax Information

In January, Bard College sends the IRS Form 1098-T to students whose accounts were billed for tuition and applicable fees, as well as payments received during the calendar tax year.  Bard will no longer be reporting charges billed.  The IRS tax laws state that all tax documents must be mailed by January 31st. Please be advised that if payments are received during the time the College is closed for holiday break, it may not be processed until January. 

Per IRS regulations Bard is not required to send a 1098-T form to students if:

  • The student is not a US citizen, unless the student requests Bard to file the 1098-T with the IRS
  • The students' scholarships and grants exceeded the applicable tuition and fee charges (only applicable to 2017 and prior)
If a 1098-T was generated, you are able to access it online using the following website: www.heartland.ecsi.net
If a 1098-T was not generated, a written request must be received on or before March 1 of the 1098-T tax year that was processed in January that the form was mailed.  Example: 2017 1098-T tax year, mailed January 2018; email required by March 1, 2018.

Tuition Refund Insurance

Bard College offers Tuition Refund Insurance through A.W.G. Dewar, for full-time enrolled students.  If your student is unable to complete classes for the semester, Dewar can help to refund costs that are not refunded under the College's refund policy.  It is important that the person financially responsible for paying tuition, reviews and understands the policy prior to your student starting classes. The Bard College refund policy can be found at:  www.bard.edu/studentaccounts/refunds/

Expand for Tuition Refund Insurance More about Refund Insurance

Disclosure Agreement

In order for Bard College to comply with federal laws about disclosure of its policy with respect to collection of unpaid accounts, each student must sign and return the Retail Credit Disclosure Agreement.

Address Changes

Students are responsible for sending written notification of address changes or corrections to the Office of Student Accounts.

Wire Transfers

Wire transfers may require a processing time of three to five days or longer, and accrue bank processing fees of at least $35.00, depending on the banks involved. When arranging a wire transfer, please remember to add this processing cost to the amount being transferred. If a wiring fee retained by a bank creates a balance due on the student's account, it remains as an unpaid balance due; it is not absorbed by the College.

Please contact the Office of Student Accounts for wiring information.

Contacting Bard Student Accounts

Bard College Office of Student Accounts
PO Box 5000
Annandale-on-Hudson, NY 12504-5000
Phone: 845-758-7520
Fax: 845-758-7125
E-mail: sao@bard.edu